- 2nd Main Rd,Kasturi Nagar, Bengaluru -43
- +91 87110 88881
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Health insurance provides you and your family with financial protection against medical expenses. Whether for hospitalization, outpatient care, or critical illness, our health plans offer flexible coverage to keep you worry-free during health emergencies.
Monthly EMI: —
Total Interest: —
Total Payment: —
Applicants usually must be between 18 and 65 years old; some plans cover senior citizens.
Declared medical history is considered during underwriting.
Health records or check-ups might be required for certain plans.
Proof of residence may be required; coverage may be limited by region.
Some insurers assess hereditary risks and chronic diseases.
Riskier professions may affect eligibility and premiums.
Smoking, alcohol consumption, and other habits influence underwriting.
Previous insurance lapses or claims history impact acceptance and pricing.
Certain diseases or treatments may have applicable waiting times before coverage starts.
Chosen coverage amount should align with health needs and affordability.
Premium usually increases with the policyholder's age.
Existing illnesses can raise premium costs.
Individual, family floater, or senior citizen plans have different rates.
Higher coverage amounts typically mean higher premiums.
Choosing higher deductibles can lower premiums.
Premiums can be affected by habits such as smoking or sports activities.
Discounts for claim-free years reduce premium costs.
Loyalty benefits can decrease renewal premiums.
Reputed insurers may offer competitive rates and benefits.
Aadhaar, PAN, Passport, or any government-issued ID.
Utility bills, rental agreement, or government ID.
Birth certificate, school leaving certificate, or Passport.
Health check-up reports or medical history documents if required.
For portability or renewal purposes.
Sometimes requested to confirm affordability.
Passport-sized photos may be needed for application.
Completed and signed insurance application form.
Information about the person to receive claim benefits.
Additional documents as requested by the insurer.