• 2nd Main Rd,Kasturi Nagar, Bengaluru -43
  • +91 87110 88881
  • info@starcapitalventures.in
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Insurance Background Site Lap Leverage Your
Land for Instant
Funds Raise capital by mortgaging
your owned plot or land.
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Apply for Site Lap Loan

Leverage Land Value with, Site Loan Against Property (LAP)

A Loan Against Property (LAP) on a plot enables you to unlock the value of your owned land by using it as collateral to raise funds. Whether it's for expanding a business, covering education costs, handling medical emergencies, or managing personal expenses, site LAP offers a cost-effective and flexible financing solution.

  • Loan secured by mortgaging a residential or commercially approved plot in your name
  • High loan-to-value (LTV) ratio—funding available up to 70% of the plot's market value
  • Enjoy significantly lower interest rates compared to unsecured personal or business loans
  • Flexible repayment options with loan tenures ranging from 5 to 15 years
  • Loan amount can be used for a wide range of financial needs like business, higher education, weddings or medical expenses

EMI Calculator

Monthly EMI: —

Total Interest: —

Total Payment: —

Ownership

You must own the plot being mortgaged with clear title.

Income Proof

Steady income ensures EMI repayment ability.

Plot Approval

Plot must be in a legal, approved layout.

Credit Score

A strong credit profile enhances approval odds.

LTV Ratio

Loan typically offered up to 50–70% of market value.

Secured Loan Rates

Lower than personal or unsecured loans.

Credit Profile

Better scores attract more favorable rates.

Lender Policies

Interest may vary based on internal risk models.

Loan Tenure

Longer tenures can affect total interest paid.

Identity & Address Proof

PAN, Aadhaar, Passport, etc.

Income Proof

Salary slips or audited business financials.

Property Documents

Title deed, layout approval, property tax receipts.

Encumbrance Certificate

Proof that the plot is free from disputes/liens.

Bank Statements

To assess financial capability.