- 2nd Main Rd,Kasturi Nagar, Bengaluru -43
- +91 87110 88881
The argument in favor of using filler text goes something like this: If you use real content in the Consulting Process, anytime you reach a review point you’ll end up reviewing and negotiating the content itself and not the design.
A construction loan is a short-term financing option designed to support the building of a new home or major renovations. Funds are released in phases based on project progress, offering better control over construction costs.
Monthly EMI: —
Total Interest: —
Total Payment: —
A strong credit score increases approval chances and affects terms.
Regular income ensures repayment capacity during construction.
Ability to handle both construction costs and future EMIs is assessed.
Detailed plans and cost estimates show feasibility of the project.
A sizable initial payment demonstrates commitment and lowers lender risk.
Preferred by some lenders, especially for self-managed projects.
Adherence to building codes, permits, and zoning laws is essential.
Evaluates your ability to manage new debt along with existing obligations.
Fluctuates with market rates; may result in lower payments during downturns.
Remains unchanged through the loan term; provides payment stability.
Valid identification such as Aadhaar, PAN, or Passport.
Utility bills, rental agreement, or Aadhaar card.
Salary slips, IT returns, or audited business financials.
Authorization to access your credit report.
Land ownership papers, title deeds, and approvals.
Credentials, licenses, and project experience.
Evidence of available funds for initial payment.
Building permits, local authority approvals, and NOCs.
Architectural plans, BOQs, timelines, and estimates.
Net worth and asset/liability statements.
Contract between you and the builder.
Recent bank account activity (usually 6 months).