• 2nd Main Rd,Kasturi Nagar, Bengaluru -43
  • +91 87110 88881
  • info@starcapitalventures.in
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For Your
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Flexible loans tailored
for SMEs and startups.
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Apply for Business Loan

Fuel Growth with, Instant Online Business Loans

Our business loans provide flexible financing solutions to support your company and operational needs. Whether you’re looking to expand your operations, invest in new equipment or cover capital expenses, our loans are designed to empower your business.

  • Choose from collateral-free loan options for hassle-free access to funds
  • Loan amounts are determined based on your business’s performance and financial health
  • Flexible repayment ranging from short-term to long-term.
  • Customize your EMI and repayment schedules to align perfectly with your business needs
  • Enjoy fast approval processes backed by minimal paperwork, so you can focus on growing your business

EMI Calculator

Monthly EMI:

Total Interest:

Total Payment:

Business Vintage

Most lenders require the business to be operational for at least 1–3 years.

Credit Score

A good personal or business credit score improves approval chances and rates.

Annual Turnover

Minimum turnover criteria must be met (varies by lender and loan size).

Profitability

Consistent profits strengthen your application, especially for unsecured loans.

Type of Business

Sole proprietors, partnerships, private limited firms, and LLPs are generally eligible.

Repayment Capacity

Lenders evaluate if your business can handle the EMI based on cash flow.

Legal Compliance

The business must be registered and comply with applicable laws.

Fixed Interest Rate

Stays the same throughout the loan tenure, offering predictable payments.

Floating Interest Rate

Varies based on market benchmarks—can rise or fall over time.

Turnover-Based Pricing

Higher turnovers may qualify for lower rates.

Collateral Impact

Secured loans often have lower interest rates compared to unsecured options.

Credit Score Influence

Personal and business credit history directly affect rate offers.

Loan Amount & Tenure

Larger loans or longer terms might carry slightly higher rates.

KYC Documents

PAN, Aadhaar, Passport, or other ID and address proof.

Business Proof

Registration certificate, GST certificate, or trade license.

Financial Statements

Audited profit & loss statements and balance sheets for 1–2 years.

Bank Statements

6–12 months of business bank statements to assess cash flow.

IT Returns

Personal and business ITRs for the last 1–2 years.

Ownership/Partnership Proof

Partnership deed or MoA/AoA for registered companies.

Collateral Documents

If applicable, documents of the property or asset offered as security.