• 2nd Main Rd,Kasturi Nagar, Bengaluru -43
  • +91 87110 88881
  • info@starcapitalventures.in
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or Residential
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Funding solutions for buying
ready-to-use properties.
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Apply for Building Purchase Loan

Own Faster with, Instant Online Building Purchase Loans

Purchasing a ready-built property offers the advantage of immediate ownership, allowing buyers to move in without waiting for construction to complete. It's an excellent choice for those looking for a hassle-free, move-in-ready home or a stable investment.

  • Instant possession with no delays, ideal for urgent relocation
  • Typically comes with legal ownership and verified property title
  • Eligible for financing home loans or mortgage from banks
  • Important to conduct diligence on the property’s status and condition
  • Versatile options for personal use, leasing, or long-term investment

EMI Calculator

Monthly EMI:

Total Interest:

Total Payment:

Credit Score

Good credit history improves chances of loan approval and better terms.

Income Stability

Steady income or business revenue to support monthly EMI obligations.

Property Valuation

The property's market value is evaluated before purchase or loan disbursal.

Down Payment

Buyers typically need to contribute 10–25% of the property value.

Legal Ownership

Property must have a clear title and no legal disputes.

Age & Residency

Buyers should be of legal age and possess valid residency or citizenship.

Fixed Interest Rate

Remains constant over the loan tenure; easier for budgeting.

Floating Interest Rate

Linked to market conditions; may rise or fall periodically.

Loan Term

Usually ranges from 5 to 30 years; shorter terms may offer lower rates.

Credit Profile Impact

Strong credit scores typically get better interest offers.

Bank/Lender Policy

Different banks offer varying rates depending on borrower profile.

Personal ID

PAN, Aadhaar, Passport, or other government-issued ID.

Address Proof

Utility bill, Aadhaar card, or rental agreement.

Income Proof

Salary slips, ITRs, or business financials.

Bank Statements

Last 6 months' statements to verify financial health.

Property Title Deed

Confirms legal ownership and property history.

Sale Agreement

Legally binding document between buyer and seller.

Encumbrance Certificate

Proof that the property is free of liabilities.

Occupation/Completion Certificate

Issued by authorities for ready-to-move properties.

Down Payment Proof

Transaction record or bank statement showing initial payment.