- 2nd Main Rd,Kasturi Nagar, Bengaluru -43
- +91 87110 88881
Site purchase loans are designed to help individuals and investors finance the acquisition of residential or commercially approved plots. These loans offer the flexibility to secure land now for future construction or as a strategic long-term investment, allowing you to build at your own pace or benefit from potential land value appreciation.
Monthly EMI: —
Total Interest: —
Total Payment: —
Good credit improves approval chances and lowers interest rates.
Steady monthly income is needed to repay EMIs.
The plot must be approved by local development authorities.
Loans are typically sanctioned for non-agricultural, residential, or investment purposes.
Usually up to 70-80% of the plot's registered value.
Urban plots or those within municipal limits are more likely to be eligible.
Remains unchanged during the loan tenure, ensuring predictable EMIs.
Varies with market conditions, offering potential savings or risk.
Better credit profiles may secure lower interest rates.
Shorter terms may offer better rates but higher EMIs.
Each financial institution may have unique rate slabs for plot loans.
PAN, Aadhaar, Passport, or other valid photo ID.
Utility bill, Aadhaar, or rental agreement.
Salary slips, IT returns, or audited financials.
Last 6 months' bank activity for verification.
Must clearly show legal ownership and no disputes.
Document from local authority confirming plot approval.
Shows plot is free from legal or financial liabilities.
Formal agreement with seller specifying plot details.