• 2nd Main Rd,Kasturi Nagar, Bengaluru -43
  • +91 87110 88881
  • info@starcapitalventures.in
Insurance Background Site Purchase Invest in Land
for Your
Future.
Get loans to purchase residential
or approved commercial plots.
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Apply for Site Purchase Loan

Invest Confidently with, Instant Online Site Purchase Loans

Site purchase loans are designed to help individuals and investors finance the acquisition of residential or commercially approved plots. These loans offer the flexibility to secure land now for future construction or as a strategic long-term investment, allowing you to build at your own pace or benefit from potential land value appreciation.

  • Loan options available for both residential plots and approved commercial land within sanctioned layouts
  • Flexible repayment tenures with competitive interest rates tailored to suit different financial profiles
  • Perfect for buyers planning future home construction or looking to invest in appreciating land assets
  • Requires clear land title, legal ownership, and approval from local authorities or development bodies
  • Customized EMI plans based on income, credit score, and overall borrower eligibility

EMI Calculator

Monthly EMI:

Total Interest:

Total Payment:

Credit Score

Good credit improves approval chances and lowers interest rates.

Income Stability

Steady monthly income is needed to repay EMIs.

Property Approval

The plot must be approved by local development authorities.

Usage Type

Loans are typically sanctioned for non-agricultural, residential, or investment purposes.

Loan-to-Value Ratio (LTV)

Usually up to 70-80% of the plot's registered value.

Location

Urban plots or those within municipal limits are more likely to be eligible.

Fixed Rate

Remains unchanged during the loan tenure, ensuring predictable EMIs.

Floating Rate

Varies with market conditions, offering potential savings or risk.

Credit-Based Pricing

Better credit profiles may secure lower interest rates.

Tenure Impact

Shorter terms may offer better rates but higher EMIs.

Lender Policy

Each financial institution may have unique rate slabs for plot loans.

Personal ID

PAN, Aadhaar, Passport, or other valid photo ID.

Address Proof

Utility bill, Aadhaar, or rental agreement.

Income Proof

Salary slips, IT returns, or audited financials.

Bank Statements

Last 6 months' bank activity for verification.

Plot Title Deed

Must clearly show legal ownership and no disputes.

Layout Approval

Document from local authority confirming plot approval.

Encumbrance Certificate

Shows plot is free from legal or financial liabilities.

Sales Agreement

Formal agreement with seller specifying plot details.