- 2nd Main Rd,Kasturi Nagar, Bengaluru -43
- +91 87110 88881
The argument in favor of using filler text goes something like this: If you use real content in the Consulting Process, anytime you reach a review point you’ll end up reviewing and negotiating the content itself and not the design.
Mortgage loans help you purchase property by borrowing against the value of your real estate.
Monthly EMI: —
Total Interest: —
Total Payment: —
Reflects your creditworthiness and influences loan approval and terms.
Stable income and consistent employment history are required.
Lower DTI indicates better repayment capacity.
Usually required; percentage depends on loan type and lender policy.
Property must be valued appropriately for the loan amount.
Represents loan amount as a percentage of the property's value.
Primary home, second home, or investment property can affect eligibility.
Proof of citizenship or legal residency is typically required.
Includes income, tax, and identity verification documents.
Stable rate for the entire term (15–30 years); predictable payments.
Initial lower rate that may vary after a set period.
Competitive rates; available to those with lower credit scores.
Low or no down payment with favorable interest for veterans/service members.
For high-value properties; interest may be slightly higher.
Interest rates fluctuate based on economic and financial trends.
Higher scores usually mean better interest rate offers.
Shorter terms can have lower interest rates.
Government-issued ID such as PAN, Aadhaar, or Passport.
Utility bills, Aadhaar, rental agreement, etc.
Recent salary slips, ITRs, or audited financials.
Permission to access your credit report.
Title deeds, sale agreement, and property registration.
Typically last 6 months to verify income and expenses.
Employer letter, offer letter, or business license.
Bank records showing source of down payment.
Documents to confirm the property meets legal norms.
Insurance coverage for the mortgaged property.
Details on assets, liabilities, and net worth.
Rent receipts, investments, or secondary income proof.