• 2nd Main Rd,Kasturi Nagar, Bengaluru -43
  • +91 87110 88881
  • info@starcapitalventures.in
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Protect Your Ride with, Comprehensive Car Insurance

Get peace of mind on the road with car insurance that covers damages, theft, and third-party liabilities. Whether you own a new or used car, our insurance plans offer flexible coverage options to keep you and your vehicle safe from unexpected expenses.

EMI Calculator

Monthly EMI: —

Total Interest: —

Total Payment: —

Age of Vehicle

The car must be within the insurable age limit set by the insurer.

Vehicle Condition

Vehicle should be roadworthy and have valid registration documents.

Driver's Age & Experience

Minimum age and valid driving license required; experienced drivers preferred.

Previous Insurance History

No recent claim history is favorable; NCB (No Claim Bonus) can reduce premiums.

Usage Type

Private, commercial, or personal use impacts eligibility and premium rates.

Location

Location of insured vehicle affects risk assessment and premium calculation.

Policy Renewal Timeliness

Timely renewals ensure continuous coverage and benefits.

Cashless Network

Availability of network garages for cashless claims.

Third-Party Liability Compliance

Must comply with mandatory third-party insurance coverage.

Claim History

Frequent claims may impact renewal and premium rates.

Base Premium Rate

Calculated as per vehicle type, age, and location.

No Claim Bonus (NCB)

Discounts awarded for claim-free years reduce premium.

Policy Add-Ons

Optional coverage like zero depreciation, roadside assistance increases premium.

Depreciation Factor

Vehicle part depreciation affects claim payout and premium.

Voluntary Deductible

Choosing higher deductibles can lower premium amounts.

Insurer's Risk Assessment

Risk profile including driver history and vehicle security influences premium.

Payment Terms

Annual or monthly premium payments may affect overall cost.

Discounts & Offers

Safe driver discounts and special promotions may apply.

Registration Certificate (RC)

Valid vehicle ownership proof required.

Driving License

Valid driving license of primary driver needed.

Previous Insurance Policy

Copy of last insurance policy or claim documents if renewing.

Vehicle Inspection Report

May be required for older vehicles or certain insurers.

Address Proof

Aadhar, utility bills or other government ID showing residence.

Invoice/Bill of Vehicle Purchase

Proof of purchase date and price helps in premium calculation.

Pollution Under Control (PUC) Certificate

Mandatory pollution compliance certificate.

Policy Application Form

Completed and signed insurance application.

Emergency Contact Details

Contact information for claim or assistance purposes.

Vehicle Fitness Certificate

Required for commercial vehicles.

No Claim Bonus (NCB) Proof

Document certifying claim-free years for discount eligibility.