1. Information We Collect

Personal Information We may collect the following information when you voluntarily provide it:

• Name
• Phone Number
• Email Address

2. Purpose of Collection

We collect and use your personal information solely to:

• Process and evaluate loan or financial service applications
• Verify your identity
• Communicate updates, offers, or information related to our services
• Comply with legal or regulatory obligations

We do not use your personal information for any other purpose without your consent.

Location Data (Employees Only)

Our app requests and collects location data only for registered employees of Star Capital Ventures Pvt. Ltd.

This includes: - Approximate location (network-based)
- Precise location (GPS-based)
Normal users/customers are NOT required to share location data, and we do not collect or track their location under any circumstances.

Purpose of Collecting Location Data (Employees Only)

For employees, we use location data exclusively for:

- Verification of employee movement during work hours
- Calculating travel allowances and distance-based reimbursements
- Ensuring operational accuracy for internal field-related tasks
Location data is not used for marketing, not shared with third parties, and not used for any non-work purpose.

3. How We Use Personal Information

Your personal information may be used to: - Process and evaluate loan or financial service applications
- Verify identity
- Provide service updates
- Comply with legal / regulatory requirements

4. Sharing of Information

We do not sell, rent, or trade your personal or location data. Information is only accessed by authorized personnel within Star Capital Ventures Pvt. Ltd. for legitimate business purposes.

5. Data Security

We implement technical and organizational security measures to protect your data from unauthorized access, modification, or misuse. However, no system is fully secure, and we cannot guarantee absolute protection.

6. Data Retention

Personal data is retained only as long as required for the purposes mentioned above or as required by Indian law.
- Employee location data is retained only for operational and compliance purposes

7. Cookies and Tracking Technologies

Our app/website does not use cookies or tracking technologies for personal data collection

8. Your Rights

You may request access, correction, or deletion of your personal data by contacting us at: info@starcapitalventures.in We will respond based on applicable Indian privacy regulations.

9. Updates to This Policy

We may update this Privacy Policy as required by law or to reflect changes in our practices. Updated versions will be posted here with the revised “Last Updated” date.

9. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact:

• Star Capital Ventures Pvt. Ltd.
• No 4M-304, East of NGEF Layout, Kasturi Nagar, Bangalore North,
  Karnataka – 560016, India
• Email: info@starcapitalventures.in
• Phone: +91 87110 88881